Ace the Florida Insurance Licensing Test 2025 – Secure Your Success and Insure Your Future!

Sue's policy will cover up to $15,000 in medical bills for the injured pedestrian as she has 15/30/15 limits. Joe's policy has lower limits of 10/20/10, so once Sue's policy reaches its limit, Joe's policy will cover up to $7,000. The total paid from liability will be $15,000 from Sue's policy and $7,000 from Joe's policy, totaling $22,000 which covers the full medical bills for the injured pedestrian. The other options are incorrect because they either do not add up to cover the full $22,000 in medical bills or have incorrect pro-rata calculations.