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A florist's business contents may vary in value throughout the year based on seasonal changes and fluctuations in inventory. The value reporting endorsement is the best option as it allows for the reporting and adjustment of coverage limits to accurately reflect the changing value of the business contents. The peak season endorsement would only cover higher seasonal values, while the automatic increase in insurance endorsement would only provide a fixed percentage increase in coverage. None of the above options would adequately cover the variable amounts of a florist's business contents.