Florida Insurance Licensing Practice Exam

Who is covered under Section II of the Business Auto Policy for liability?

1. Named insured

2. Permissive operators of autos owned, hired or borrowed

3. Anyone insured is vicariously liable for

4. All of the above

The correct answer is: All of the above

Section II of the Business Auto Policy covers all three categories listed in the choices the named insured, permissive operators of autos owned, hired or borrowed, and anyone insured is vicariously liable for. This means that the named insured, any permissive operators driving the designated vehicle, and anyone who is insured under the policy are covered for liability for any accidents or damages that may occur while operating the insured vehicle. Thus, options A, B, and C are all correct and option D is the most accurate representation of all the other options combined.