Florida Insurance Licensing Practice Exam

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Which of the following is NOT covered under the HO-Coverage C, Personal Property?

  1. Suitcase and clothing stolen from a motel room

  2. Guest's clothes lost in a fire at the residence

  3. Daughter's golf clubs stolen from her locker at school

  4. Dead fish from an overturned tropical fish tank

The correct answer is: Dead fish from an overturned tropical fish tank

Personal property under HO-Coverage C refers to the belongings of the homeowner and their family members. Option A, B, and C all involve personal belongings being stolen or lost, which would be covered under Coverage C. However, option D involves a pet and not a personal belonging, therefore it is not covered under Coverage C.

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