Florida Insurance Licensing Practice Exam

The Claims Adjuster's role in the insurance industry includes all the following EXCEPT:

1. Facilitating payment of legitimate claims

2. Replies to communication on a claim within 14 calendar days

3. Replies to Department of Insurance inquires on a claim within 21 calendar days

4. Gives appropriate legal advice and writes binding contracts

The correct answer is: Gives appropriate legal advice and writes binding contracts

The Claims Adjuster's role in the insurance industry primarily focuses on facilitating payment of legitimate claims and responding to communication and inquiries related to claims in a timely manner. While they may provide guidance and advice to clients, they are not responsible for giving appropriate legal advice or writing binding contracts. These tasks are often handled by legal professionals or underwriters within the insurance company. Therefore, option D is incorrect as it is not a primary responsibility of a Claims Adjuster.