Florida Insurance Licensing Practice Exam

Sam was injured on the job and missed 22 days of work. How is Workers Compensation applied?

1. Sam will be paid for 7 days, excluding the waiting period

2. Sam will be paid for 14 days, due to the waiting period

3. Sam will be paid for all 22 days as the waiting period is waived

4. Sam will be paid for 29 days, including the waiting period

The correct answer is: Sam will be paid for all 22 days as the waiting period is waived

If Sam's injury is covered by Workers Compensation, it means that he will receive benefits to compensate for his lost wages during the time he was unable to work. In this scenario, the waiting period refers to the number of days that must pass before Sam can begin receiving these benefits. Since Sam was injured on the job and missed 22 days of work, he will be paid for all 22 days as the waiting period is waived. This means that Sam will receive compensation for the full duration that he was unable to work. The other options are incorrect because they either involve a shorter period of compensation or include the waiting period in the total number of days.