Florida Insurance Licensing Practice Exam

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Prepare for the Florida Insurance Licensing Exam with a comprehensive quiz that features multiple-choice questions and hints. Gain confidence and knowledge to excel on your exam!

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All of the following are EXCLUSIONS under a personal articles floater EXCEPT:

  1. Theft

  2. Deterioration of insured article

  3. Inherent vice - destruction contained within the object

  4. Losses caused by vermin or insects

The correct answer is: Theft

The exclusions listed under a personal articles floater are situations in which the insurance company will not provide coverage. Option B is incorrect because it is a coverage, not an exclusion. Option C is also incorrect because it is not a specific exclusion listed under a personal articles floater. Option D is incorrect because it is a specific exclusion listed under a personal articles floater.

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